ETIQA TAKAFUL

PERSONAL ACCIDENT

The first of its kind Takaful for everyone.

About Etiqa Takaful Personal Accident

An annual accident plan providing coverage for death, disability, and medical expenses resulting from accidents, available for individuals aged 18-65 years old.

Qualify for Cashback! By making no claims, cancellations before expiry, and maintaining no outstanding contributions during the certificate term.

Medical & Hospital Benefits in case of an accident

Permanent Disability and Recovery Assistance

Financial security for the family

Our plans

Compare All Plans

Coverages In Case of an Accident

Accidental Death
Get up to Php1,000,000 in case of unexpected events.
Permanent Disability
Get up to Php1,000,000 in the event of bodily injury resulting in permanent disability.
Double Indemnity
Receive additional benefit of up to Php1,000,000 for any of the unexpected circumstances.
Recovery Expense
Get up to Php1,500 reimbursement for purchasing Wheelchair, Artificial Arm or Leg, and/or Crutches
Hospital ICU Cash Allowance
Get up to Php500 per day for each full day in the Hospital ICU starting on the 3rd day, up to 30 days per Accident.
Hospital Cash Allowance
Get Php500 per day for each full day in the Hospital starting on the 3rd day, up to 30 days per certificate.
Medical In Hospital Expenses
Get up to Php2,500 reimbursement for hospital medical expenses, excluding daily room and board costs.
Medical In Hospital Room and Board Expenses
Get up to Php2,500 reimbursement for hospital room and board expenses during hospital confinement.
Medical Outpatient Expenses
Get up to Php2,500 reimbursement for medical treatments outside of confinement.
Road Ambulance Fee
Get up to Php1,000 reimbursement for necessary local ambulance services charges.
Accidental Death
Get up to Php500,000 in case of unexpected events.
Permanent Disability
Get up to Php500,000 in the event of bodily injury resulting in permanent disability.
Double Indemnity
Receive additional benefit of up to Php500,000 for any of the unexpected circumstances.
Medical Outpatient Expenses
Get up to Php2,500 reimbursement for medical treatments outside of confinement.
Accidental Death
Get up to Php300,000 in case of unexpected events.
Permanent Disability
Get up to Php300,000 in the event of bodily injury resulting in permanent disability.
Double Indemnity
Receive additional benefit of up to Php300,000 for any of the unexpected circumstances.
Medical Outpatient Expenses
Get up to Php1,000 reimbursement for medical treatments outside of confinement.

Easy Steps to Buy Online

1
Prepare your valid government ID.
You’ll need to submit a photo of your valid government identification.
2
Fill out the online application form.
Provide accurate and complete information for a smooth claims process.
3
Pay Online or via Over-the-Counter.
We accept Credit Card, Debit Card, Gcash, and Over-the-Counter payments.

How to File a Claim

Conveniently file for a claim in just three (3) easy steps.

STEP 1: Download and accomplish the required  Out-Patient , In-Patient or Personal Accident Claims Forms.


STEP 2: Submit the scanned copies of the complete requirements to  giclaims@etiqa.com.ph.


STEP 3: Wait for the approval and release of your claim within 15 working days after submission of complete requirements.

Good To Know

Takaful is an Arabic word that means “guaranteeing each other.” It is an alternative to conventional insurance, and it is based on the principles of cooperation and supporting other members of the community.

Takaful and Conventional Insurance are similar in a way that both provide financial cover against risks such as death or injury. However, while Conventional Insurance is governed purely by commercial considerations, Takaful is based on mutual cooperation and shared responsibility where it adheres to Islamic principles

Takaful is open to Filipinos, regardless of religious beliefs and ethnicity. Since it is primarily based on the concept of mutual guarantee and cooperation, it is beneficial to all members of the society without any form of religious, racial, or ethnic discrimination.

Etiqa Takaful Personal Accident is an annual plan that provides coverage in the event of death, disablement, or injuries arising from an accident. The amount of coverage depends on the type of package availed and is subject to the terms and conditions mentioned in the certificate.

Etiqa Philippines will not pay the Participant for any consequence, either direct or indirect, result of any of the following list of exclusions indicated in the certificate and subject to the schedule of benefits.

Yes, subject to total coverage of Php1,000,000 per covered person only.

For any concerns, you may message us on our official Facebook page: facebook.com/etiqaphilippines