Got Questions?

At a Glance

Our E-ZY Pneumonia Plan offers financial assistance for you and your family to cover the high-cost of confinement due to Community-Acquired-Pneumonia (CAP). This plan also provides assistance for accidental death and dismemberment. This plan is available for individuals and their family members. Get protection from the financial burden caused by Pneumonia. Apply easily and conveniently online!

Eligibility and Coverage

  Individuals from 18-65 years old may be covered for as low as PhP 180.

  Children from 3-17 years old may be covered for as low as PhP 570 under the Family Plan.

  Coverage includes:

  Up to PhP 50,000 Room/board and general hospital services.

  Up to PhP 10,000 Accidental death and dismemberment benefit.

  This plan covers moderate and high-risk CAP only.

  One-time-payment with one (1) year coverage.

 The benefits of this policy shall be paid on top or in excess of the PhilHealth coverage and/or other insurance policies.

 Pneumonia due to COVID-19 is covered in this plan.

Subject to the Limitations and Exclusions stated in the Policy Specification Page. (Click to view Limitations and Exclusions.)

Guaranteed Coverage

Room, Board and General Nursing Services Daily Benefit

Pays for the customary charges made by the hospital for room and board, food and general nursing services except special nursing services. Payment for Room and Board is determined by multiplying the room and board daily rate by the number of days for which the insured was hospitalized.

Special Hospital Services Benefit

Pays for the prescribed medical supplies and services furnished by the hospital such as the use of operating room, treatment room, doctor's fee, laboratory/diagnostic examinations and all other expenses directly related to the medical management of Pneumonia.

Accidental Death and Dismemberment Benefit

Pays the percentage of the amount of the insurance for sustained accidental injuries within one hundred eighty (180) days after the date of accident.


Note: Availment of hospitalization reimbursement for the Pneumonia benefit has a waiting period of thirty (30) days from the effective date of this Policy or the Insured's coverage, whichever is later. There will be no coverage during the thirty (30) - day waiting period.


How to Apply


Get insured in three (3) easy steps.

  1. Choose your plan.
  2. Fill-out simple forms.
  3. Pay online, offline or over-the-counter.

How to File a Claim

Conveniently file for a claim in just three (3) easy steps.

STEP 1: Download and accomplish the required Claim Forms.

STEP 2: Submit the scanned copies of the complete requirements to

STEP 3: Wait for the approval and release of your claim within 15 working days after submission of complete requirements.

How to Pay

Choose your preferred payment method for your convenience.

Credit Card Payment

Use any credit card to pay.

Valid for straight payments only.

Philippine ATM Card

Use any Philippines issued ATM card.

Valid for straight payments only.


Go to the nearest accredited payment facility.

Valid for cash payments only.


Use you G-Cash account to pay online.

Valid for straight payments only.

Copyright © Etiqa Life and General Assurance Philippines. All Rights Reserved.